Muzvishandiso zvemari zveUK, madhiraivha anonyanya kusimbisa kuchengetedzeka kwekutengeserana uye ruzivo rwemushandisi nekugonesa kugadzirwa kweOTP, kusimbiswa kwekutengeserana (semuenzaniso, ruzivo rwehuwandu/mubhadharo), uye manejimendi edhijitari ekudzivirira kurwiswa kweMITM uye kutambwa. Anopa gwara rekushanda (semuenzaniso, PIN prompts) uye anotsigira MFA (semuenzaniso, fingerprint + OTP). Mafambiro eramangwana anosanganisira kutaurirana kwakangwara (touchscreens, biometrics, QR code banking) ukuwo achienzanisa kuchengetedzeka nemutengo.